PEMBERI PINJAM WANG BERLESEN KPKT
Licensed Money Lender in Kuala Lumpur
For KL residents — from Cheras to Kepong. KPKT licensed lending, approval within 2 working hours, we come to your location. No upfront payment — ever.
atau WhatsApp 010-290 0079
Check Your KL Loan Eligibility — Percuma & Sulit
Fill in the short form below. Our officer will contact you via WhatsApp or phone during office hours. The initial check carries no commitment — your information is protected under the PDPA 2010.
🔒 We never charge any fee for eligibility checks. Anyone requesting a “processing fee” in our name is a scammer.
Eligibility & Documents — KL Applicants
Simple requirements, fast decision. Prepare the following before applying:
- Malaysian citizen aged 18 and above
- Steady income — salaried or self-employed
- MyKad (identity card)
- Latest payslip or proof of income
- Latest 3 months of bank statements
Any additional documents (if needed) are requested upfront during assessment — never at the last minute. There is no charge for the eligibility check.
Loan Rates in Kuala Lumpur — Within Act 400 Caps
The law sets maximum interest rate caps for all licensed money lenders. Compare for yourself.
| Loan Type | Legal Maximum | Our Rate |
|---|---|---|
| Secured | 12% p.a. | 9.88% p.a. |
| Unsecured | 18% p.a. | 16.88% p.a. |
Full Worked Examples*
| Amount | Tenure | Rate | Total Interest | Total Repayment | Monthly Installment |
|---|---|---|---|---|---|
| RM1,000 | 12 months | 16.88% p.a. | RM168.80 | RM1,168.80 | RM97.40 |
| RM5,000 | 12 months | 16.88% p.a. | RM844.00 | RM5,844.00 | RM487.00 |
| RM10,000 | 18 months | 16.88% p.a. | RM2,532.00 | RM12,532.00 | ≈RM696.22 |
| RM30,000 (secured) | 24 months | 9.88% p.a. | RM5,928.00 | RM35,928.00 | RM1,497.00 |
Representative Example — RM1,000, 12 months: A RM1,000 loan at our actual rate of 16.88% p.a. (unsecured), 12-month tenure. Interest: RM1,000 × 16.88% × 1 year = RM168.80. Total repayment: RM1,168.80. Monthly installment: RM97.40 × 12 months — exactly RM1,168.80. No upfront fees, no hidden charges — the amount you see is the amount you pay.
*All examples use our actual rates — 9.88% p.a. (secured) and 16.88% p.a. (unsecured), simple interest — below the Act 400 maximum caps (12% / 18%). Installments rounded to the nearest sen; final installment adjusted. Approval subject to assessment.
PROSES PERMOHONAN
The Process for KL Residents — Application to Money In
1. Apply
Fill in the eligibility form or WhatsApp us. Prepare your MyKad, payslip and bank statement.
2. Assessment
Our officer contacts you — approval within 2 working hours with complete documents. Amount, rate, tenure and installment stated clearly.
3. Schedule J Agreement
Appointment only — we can come to your location in KL for the Schedule J signing (in line with KPKT conditions).
4. Money In
The full amount to your bank account. No “processing fee” deductions.
Our Coverage Areas in Kuala Lumpur
We serve the entire Federal Territory of Kuala Lumpur — including Cheras, Kepong, Setapak, Wangsa Maju, Sentul, Titiwangsa, Segambut, Bandar Tun Razak, Bukit Bintang, Seputeh and Lembah Pantai.
For KL customers: make an appointment and our officer comes to your location for the Schedule J signing — at a time you choose, in line with KPKT conditions.
Everything is by appointment only — WhatsApp 010-290 0079 or fill in the eligibility form above. In Selangor? See our Licensed Money Lender Selangor page.
We Will NEVER…
- Ask for upfront payment — no “legal fee”, “processing fee” or “deposit” before your loan is disbursed. This is the number one scammer tactic.
- Hold your ATM card, original MyKad, or banking passwords. Not ever.
- Lend without a written Schedule J agreement — no agreement, no protection for you.
- Operate illegally without a registered company. We are a registered, licensed Sdn Bhd — not just a WhatsApp number.
- Harass your family or employer. Your matters are confidential, protected under the PDPA.
⚠️ If anyone uses the name [ENTITY NAME] and asks for upfront payment — that is a SCAMMER abusing our identity. Verify every dealing through our official line: 010-290 0079.
FAQ
Frequently Asked Questions
More questions? WhatsApp us — 010-290 0079. We reply during office hours.
READY TO START?
Licensed Loans in KL — Apply Today, 2-Hour Approval.
WhatsApp 010-290 0079
Isnin–Jumaat, 8:45 pagi – 5:45 petang · [email protected]